Pay from your phone
A wallet to pay a merchant by QR code or contactless, settle a bill or a top-up, pay online — embedded in your app or delivered under your brand.
Learn moreNeofin Technology
The technology that moves money, simply.
Neofin Technology is a fintech. We design and operate payment solutions on behalf of banks, financial institutions, operators and businesses: wallet and mobile payment, in-store and online acceptance, virtual prepaid cards, on our own platform, from Europe to Africa and Asia.
Neofin in three words
Technology
A team of engineers, product and marketing people who design and operate payment solutions on their own platform.
Operations
Platforms we run ourselves, with continuous monitoring and day-to-day support.
International
Present from Europe to Africa and Asia, across several countries and currencies.
What we build
Payment solutions, on our platform.
We design, deploy and operate, on behalf of our clients and under their brand, the solutions that let people pay, get paid in store and online, and offer virtual prepaid cards.
Get paid, in store and online
QR code, contactless or USSD with no terminal; gateway, payment links and pages, subscriptions for online sales. One dashboard for your whole merchant network.
Learn moreOffer virtual prepaid cards
Issued by the licensed bank or financial institution our platform connects to: capped, reloadable and revocable virtual cards for online purchases, under your brand.
Learn moreOur platform
A modular platform, designed and operated by our teams.
Behind every solution, independent and combinable building blocks, connected by API to your applications, to core banking systems and to payment networks.
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QR code
Pay by scanning, in store and on invoices.
Contactless (NFC)
Pay with a tap of the phone.
USSD
Pay without a smartphone or an internet connection.
Virtual prepaid card
Issued by the licensed institution; capped, reloadable, for online purchases.
Bills and public services
Telecom operators, energy, online procedures.
Payment links
A link sent by SMS, e-mail or social media, paid in one click.
Payment pages
A branded page to sell without a website.
Payment button
A code snippet to drop into an existing website.
Subscriptions and direct debits
Billing cycles, reminders and automatic alerts.
Gateway and API
API, Android and iOS SDKs, e-commerce plugins.
Bulk disbursements
Salaries, benefits and refunds paid out in a single operation.
Cash-in and cash-out
Through a network of agents and partner points of sale.
Security and authentication
One-time codes, 3‑D Secure, biometrics, end-to-end encryption.
Back office and administration
Management of users, merchants, agents and limits.
Settlement and reconciliation
Merchant payouts, automatic matching of transactions.
Dashboard
Sales, collections and accounting exports in real time.
How we work
We design, deploy and operate your payment solutions.
Every solution runs on our platform and on teams that design, deploy, operate and support it day after day, on behalf of our clients, in each country where it is available.
Design
We start from your need — paying, getting paid or offering virtual cards — and shape the solution around it: journeys, rules, experience.
Product and designBuild
Our platform's building blocks are assembled and connected by API to your systems, to core banking and to payment networks.
EngineeringOperate
Continuous monitoring, security, audit trail and support: our teams run the solution on your behalf from day one.
Operations and supportEvolve
We track usage, add building blocks, open new countries and currencies, without interrupting the service.
Over time
Security and compliance by design
Encryption, traceability and control rules built into the platform's common core.
Continuous operations
Platforms monitored around the clock, with support that follows users in their language.
Your brand, our technology
The solution carries your colours and fits into your applications; our teams stay behind the scenes.
What we believe
Three convictions that guide what we build.
01
Money should move as simply as a message.
02
Financial services must be accessible to everyone, banked or not.
03
A service is built over time, by listening to the people who use it.
Contact
Shall we talk?
Project, press, application or simple curiosity: write to us.